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ACLEDA Bank Plc.

ACLEDA Bank Plc. is a Public Limited Company, formed under the Banking and Financial Institutions Law of the Kingdom of Cambodia. Originally, it was founded in January 1993 as a national NGO for micro and small enterprises’ development and credit. It went through two major successful transformations from Microfinance to Specialized Bank and then to a Commercial Bank in 2000 and 2003 respectively, in order to provide full banking services to meet customer demand. ACLEDA Bank is the first bank in Cambodia to have been assigned ratings by the top international credit rating agency-Standard & Poor and GIIRS.

As at 31 December 2022, the Group and the Bank have 13,582 and 12,083 employees that total assets of USD 8,918 million, Loans and advances to customers USD 6,246 million, and balance of deposit USD 6,280 million. Currently ACLEDA Bank Plc. is offering Electronic Banking Services, Deposits, Credits, Funds Transfers, Cash Management, Trade Finance, Money Exchange, Financial Lease, Referral Life and General Insurance (Partnership with Prudential (Cambodia) Life Assurance and Forte), Bank Consultancy, Financial Health Check and a comprehensive list of other retail banking services tailored to its customers’ growing demands.

ACLEDA Bank Plc. also obtained a license from Trust Regulator as a Trustee Operator to provide the Retention or Escrow Services in Trust sector.

For more information, please visit the official website of ACLEDA Bank Plc. acledabank.com.kh


AFT succeeded ACLEDA NGO under the "Sub-Decree No: 476 Or Nor Kror Bor Kor dated 26 August 2013 on the Financial Trusts" of the Royal Government of Cambodia, and the "Prakas No: 1041 Sar Hor Vor Bror Kor dated 26 September 2014 on the Management and Monitoring of Financial Trusts" of the Ministry of Economy and Finance. The certificate No: 269 Sar Hor Vor Or Ouk Hor dated 19 August 2015 was initially obtained from the Ministry of Economy and Finance with its registered office at #61, Preah Monivong Blvd., Sangkat Srah Chork, Khan Daun Penh, Phnom Penh, Kingdom of Cambodia.

The purpose and role of AFT are to:

  • Create opportunities for employment and income sources to contribute to Cambodian economic development;
  • Promote and support the advancement of the sciences related to economic development including finance and banking, and with a focus on financial inclusion and financial literacy;
  • Promote economic and educational opportunities for youth and low-income populations;
  • Contribute to improved financial services through ACLEDA Bank Plc. and associated entities, in order to stimulate the local economy.

AFT acts as one of the shareholders of ACLEDA University of Business that is established under the laws and regulation of the Royal Government of Cambodia, in order to encourage adherence of ACLEDA University of Business to the original objective to support Cambodian education, economics, society, entrepreneurs and to maintain Cambodian nationality of ACLEDA Bank Plc. the AFT shall pursue directly and exclusively the aforementioned objectives. It shall act altruistically and shall not primarily pursue objectives for its own private commercial interests. AFT is non-political and not affiliated with any political party. It may use its financial means only for the purposes set out in these statutes. No individual may benefit from any disproportionately high remuneration or from an expense, which is not consistent with the AFT's purposes.

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