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Asset and Liability Management

The main focuses of doing business are profits and long term sustainability. To achieve this, financial institutions in particular need to put a lot of time and efforts. In these efforts, they pay very close attention on managing assets and liabilities to not only minimize risks but also make more profits. This is not an easy job to accomplish the two things at the same time. For this reason, ACLEDA bank offers this course intending to share its success experience in this area.

What you will benefit?

After completion of this course, the participants will be able to:

• state the importance of Capital Management in the banking sector;
• explore the significance of managing liquidity for the bank;
• define the principles for an effective assets and liabilities management;
• assess the impact of foreign exchange rate movements on the performance of the Bank;
• create the assets and liabilities committee effectively.

Course Contents

1. Bank's Financial Structure
• Balance sheet
• Income statement
• Off-balance sheet
2. Environments for Banks to Operate
• Owner's preference
• Economics environment
• Regulatory environment
• Competitive environment
3. Four Principles for an Effective ALM
• Maintaining consistent growth in profit
• Ensuring sustainable asset growth
• Pricing effectively, competitively and ensuring best service quality
• Managing risks optimally
4. Treasury Type Risk Management
• Capital adequacy
• Liquidity risk management
• Currency risk management
• Interest risk management
5. Assets and Liabilities Committee - ALCO

Training Fee

• USD 143 per participant per training course.
• USD 130 per participant for organization sending 3-5 participants to the course.
• USD 117 per participant for organization sending 6 participants up to the course.

This fee includes training materials, refreshments, lunch and certificate.

Payment Condition: There is no charge for any cancellation which is made by the deadline of the registration. Cancellation after deadline of the registration and participants appearing without proper cancellation will be charged the full amount.

Methodology

The training methodology will be focused on experience based and participatory approaches including brainstorming, group discussion with presentation, group work, sharing hand-on experience, training game, and participants' problem raised during training workshop.

Trainer

Mr. THAN Sarun, Vice President & Head of Treasury Department, ACLEDA Bank Plc.

• Duties & Responsibilities:
• Lead, control and monitor balance sheet to find out surplus or shortage liquidity and consult with related unit to take actions to weight risk and return.
• Lead and control balance sheet, not to concentrate much on only one category both Assets & Liabilities.
• Lead and control sufficient cash management for operations without much cash surplus or shortage at any office.
• Lead, control and analyze current and projected cash positions to ensure that the whole ACLEDA Bank has enough cash for operations.
• Work Experiences:
• 2 years as Vice President & Head of Treasury Department
• 3 years as Vice President & Head of Asset and Liability Department
• 2 years as Assistant Senior Vice President of Treasury Department
• 2 years as Assistant Vice President of Asset and Liability Unit
• 6 years as Chief of Branch Teller, Kampong Thom Branch
• 1 year as Market Officer of Kampong Thom Branch
• In addition to the job's responsibilities as mentioned above:
• 8 years as Secretary of Management and Board Asset and Liability Committee
• 6 years as Chairman of Branch Asset and Liability Committee
• 12 years as a member of trainer pool of ACLEDA Bank Plc who is specifically responsible for delivering training course on Teller Affairs, Cash Management, Cash Flow Management, Liquidity Management, Asset and Liability Management (Balance Sheet Management)...
• Education:
• 2006-2008, Master of Business Administration
• 1996-2000, Bachelor of Business Administration